What made the biggest impact on the MSR asset in September?

Posted on September 24, 2018

What made the biggest impact on the MSR asset in September? On Oct. 5, MountainView Financial Solutions, a Situs company, will broadcast its next MSR Asset Monthly Snapshot webinar. Over a fast-paced 30 minutes, the webinar’s presenters will provide data points and commentary that MSR market participants can use in their September month-end reporting and […]

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The 2008 financial crisis: Fast forward 10 years later

Posted on September 20, 2018

The 2008 financial crisis: Fast forward 10 years later “What’s better now?” FOX Business’s Connell McShane asked The Collingwood Group Chairman Tim Rood.  “There’s certainly a lot different,” said Rood, reflecting on the state of the economy and housing finance 10 years after the 2008 financial crisis, during a recent interview. Rood, who formerly served […]

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Could SALT restrictions help certain housing markets?

Posted on September 17, 2018

Could SALT restrictions help certain housing markets? Housing advocates have been closely watching high-tax states’ strategies to workaround new state and local tax (SALT) deduction limits imposed by The Tax Cuts and Jobs Act. Newswatch has previously explored the potential negative impact of the legislative changes on homeownership incentives and trends. Recent evidence, however, suggests […]

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11 key data sources for determining and benchmarking MSR values

Posted on September 13, 2018

11 key data sources for determining and benchmarking MSR values What’s the best way to find supporting information about the residential mortgage servicing rights (MSR) asset? The asset trades in a fairly difficult marketplace and has always suffered somewhat from being opaque. Knowing this, MountainView Financial Solutions, a Situs company, developed a list of 11 […]

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The first rule of GSE reform: ‘Do no harm’

Posted on September 10, 2018

The first rule of GSE reform: ‘Do no harm’ Collingwood Group Chairman Tim Rood recently sat down with Inside Mortgage Finance to reflect on the conservatorship of the government-sponsored enterprises (GSEs) 10 years later. As the Trump administration and Congress consider options for housing finance reform, Rood said the first rule should be to “do […]

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Fewer homeowners are paying off their mortgages early

Posted on September 06, 2018

Fewer homeowners are paying off their mortgages early Residential mortgage prepayment rates slowed in 48 states and the District of Columbia between the 12-month period that ended April 30 and the 12-month period that ended July 31, according to data in reports issued by MountainView Financial Solutions, a Situs company. The 12-month prepayment rate on […]

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Ginnie issuers raise concerns with orphaned and re-performing VA loans

Posted on August 30, 2018

In observance of the Labor Day holiday, Newswatch will not be distributed on Tuesday, September 4, 2018. Circulation will resume on Friday, September 7, 2018. Ginnie issuers raise concerns with orphaned and re-performing VA loans Mandated by The Economic Growth, Regulatory Relief and Consumer Protection Act, Ginnie Mae changed pooling eligibility criteria for Department of […]

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Mortgage lenders need more help implementing law’s abrupt changes

Posted on August 26, 2018

Mortgage lenders need more help implementing law’s abrupt changes The Economic Growth, Regulatory Relief and Consumer Protection Act, signed into law in late May, addressed several important issues facing the mortgage industry. The legislation, however, may have created unexpected implementation challenges for mortgage lenders. Certain provisions of the legislation failed to provide implementation timelines, guidance […]

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MSR portfolio hedging continues to produce positive results

Posted on August 23, 2018

MSR portfolio hedging continues to produce positive results Risk management activities for 14 of the largest holders of residential mortgage servicing rights (MSR) produced an average net gain in asset value of 0.4% during the second quarter of 2018, according to the MSR Industry Report released last week by MountainView Financial Solutions, a Situs company. […]

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