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Senate Committee Reaches Bipartisan Agreement on Regulatory Relief

Posted on November 17, 2017

Senate Committee Reaches Bipartisan Agreement on Regulatory Relief For years, those in the housing finance sector have been expecting a comprehensive proposal to ease the overly restrictive and costly post-crisis regulations implemented under the Dodd-Frank Act of 2010. Unfortunately, the Senate Finance Committee’s recently announced legislative plan to foster economic growth through right-sizing regulations has fallen […]

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Do Justice and HUD See Eye to Eye on False Claims Act Enforcement?

Posted on November 15, 2017

**BREAKING: HUD RELEASES FISCAL YEAR 2017 INDEPENDENT ACTUARIAL REVIEW OF THE MUTUAL MORTGAGE INSURANCE FUND. *** Click here to download the review and watch this space for additional analysis on this report. Do Justice and HUD See Eye to Eye on False Claims Act Enforcement? Trump administration officials have made clear their intent to re-examine how Federal Housing […]

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As Lack of Homebuilding Nears Crisis, Fannie Offers Help

Posted on November 13, 2017

As Lack of Homebuilding Nears Crisis, Fannie Offers Help Fannie Mae helps borrowers buy homes. Soon it might help build them, too. The mortgage-finance giant is considering a series of pilot programs to address an issue that has plagued the real estate market for years: a lack of affordable homes. Fannie’s first initiative, which hasn’t […]

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Without Tax Incentives for Homeownership, Home Values Will Decline

Posted on November 08, 2017

Without Tax Incentives for Homeownership, Home Values Will Decline One of the major reasons for the lack of housing inventory is that homeowners are “equity challenged.”  Mortgage credit availability decreased substantially as a result of regulatory policies enacted in response to the housing crisis, and with a few exceptions has been flat for about a […]

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Tax Change on Mortgages Could Shake Up the Housing Market

Posted on November 06, 2017

Tax Change on Mortgages Could Shake Up the Housing Market The Republican tax plan unveiled on Thursday takes aim at the most sacred of cows: the provision that subsidizes homeownership by allowing the deduction of interest on mortgage debt. For most of America, the impact would be minimal. The proposed bill would make the deduction […]

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GOP Releases Tax Plan, Cutting Corporate and Some Middle-Class Taxes

Posted on November 03, 2017

GOP Releases Tax Plan, Cutting Corporate and Some Middle-Class Taxes Republican lawmakers unveiled the most sweeping rewrite of the tax code in decades, outlining a $1.51 trillion plan to cut taxes for corporations, reduce them for some middle-class families and tilt the United States closer, but not entirely, toward the kind of tax system long championed […]

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The Double-Edged Sword of the Housing Market’s Recovery

Posted on November 01, 2017

The Double-Edged Sword of the Housing Market’s Recovery Two great articles that have come out over the last few days that highlight the maddening and marvelous Catch-22 in the housing market: “Stuck in Place, U.S. Homeowners Hunker Down as Housing Supply Stays Tight”  (WSJ) and “First-time Buyers Stifled by Low Supply, Affordability: 2017 Buyer and Seller Survey” […]

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Mortgage Policy Spotlight

Posted on October 30, 2017

Mortgage Policy Spotlight The Urban Institute’s recent release of its October 2017 Housing Finance At A Glance report shed light on three housing policy issues recently garnering significant industry attention. The report serves as data source for housing policymakers and practitioners and provides comprehensive insight into the government’s role in mortgage markets. The October edition […]

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Pending Home Sales Drop to Lowest Level in Nearly 3 Years

Posted on October 27, 2017

Pending Home Sales Drop to Lowest Level in Nearly 3 Years While remaining flat month-to-month in September, the August number of pending home sales, or signed contracts to purchase existing homes, has been revised downward to its lowest level since January of 2015, according to the National Association of Realtors’ Pending Home Sales Index. The […]

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Secretary Carson: HUD Promises to Assist Mortgage Lending

Posted on October 25, 2017

Secretary Carson: HUD Promises to Assist Mortgage Lending Ben Carson, Secretary of the U.S. Department of Housing and Urban Development (HUD), said in a speech on Monday that he promises to help big banks get more comfortable about financing lower-income borrowers, without fear of being penalized for immaterial mortgage lending errors. Carson’s concern stems from […]

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